retirement planning Archives - Financial Horizons

Why superannuation is more relevant than ever in 2026

21 Jul 2026 | Snapshot

With a raft of superannuation changes taking effect from 1 July 2026, including higher contribution caps, Payday Super, and the Division 296 tax, now is a critical time for Australian investors to review their super strategy and make sure they're not leaving tax advantages on the table.

Mature couple in countryside hiking along path

Understanding your aged care options before you need them

07 Jul 2026 | Latest News

Aged care decisions often land in the middle of a crisis, but families who understand their home care, residential care, and family home options in advance are the ones who make confident choices instead of rushed ones.

What ASIC’s new retirement research really tells us about Australians

30 Jun 2026 | Latest News

New ASIC research reveals that nearly half of Australians approaching retirement are worried about running out of money, yet only 18% have a clear plan, and the gap between anxiety and action is something a structured conversation with an adviser can close.

The four stages of retirement spending: Planning for every phase

19 May 2026 | Latest News

Retirement isn't one long, steady chapter, and understanding the four distinct stages of retirement spending can make the difference between running out of money too soon and living the retirement you've worked hard for.