Important information

Financial Services Guide

This Financial Services Guide (FSG) provides you with important information about Lifespan Financial Planning Pty Ltd and its Authorised Representatives who may provide you with the financial services described in the FSG.

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Complaints Policy

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Complaints Policy

General Advice Warning

The purpose of this website is to provide general information only and the contents of this website do not purport to provide personal financial advice. Financial Horizons (Cairns) Pty Ltd strongly recommends that investors consult a financial adviser prior to making any investment decision. The contents of this website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making any financial or other decisions. The information is selective and may not be complete or accurate for your particular purposes and should not be construed as a recommendation to invest in any particular product, investment or security. The information provided on this website is given in good faith and is believed to be accurate at the time of compilation.

Website Terms of Use

  1. These are the Terms and Conditions of use of the website. By using the website, you agree to abide by these Terms of Use.
  2. Please understand what we do, and don’t do. Financial Horizons (Cairns) Pty Ltd provides personal advice and services in good faith and based on our understanding of regulatory and industry requirements.
  3. We endeavour to ensure that the information and other content on our website is accurate and current but we can’t always guarantee the accuracy or currency of the information on which we’ve relied. If you find an error or an out of date reference please let us know and we’ll correct it.
  4. To the extent permitted by law, we disclaim all liability to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website.
  5. We accept no liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the website or its use or any website linked to this website, and does not represent or warrant that applications initiated through the website will in fact be received or made to the intended recipient. Users are advised to confirm the application by other means.
  6. The website may include links to other websites operated by community, business and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with them.
  7. All linked websites are linked “as is” and we do not sponsor, endorse or necessarily approve of any material on websites linked from or to this site. Nor do we make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this site. We do not, and can not, make any warranties or representations that material on other websites to which this site is linked does not infringe the intellectual property rights of any person anywhere in the world. We certainly don’t authorise, approve or endorse the infringement of any others’ intellectual property rights.
  8. The information and data on the website is subject to change without notice.
  9. We may revise the Terms and Conditions of Use at any time by updating this page.
  10. Unless expressly stated otherwise, we claim copyright ownership of all material on the website. You may download, display, print and reproduce this material in unaltered form (attaching a copy of this notice) for your personal, non-commercial use. We reserve the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved. The images we use on our site are sourced from Pexels and Unsplash. Their photos are incredible and we are greatly appreciative of their creative talents.