concessional contributions

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Super top up: The smartest tax move you’re probably not making

Most Australians rely on their employer's 12% super contribution and leave significant tax savings on the table, but voluntary top-up strategies like salary sacrifice, carry-forward contributions, and the government co-contribution can make a meaningful difference to your retirement outcome.

Make the most of End of Financial Year opportunities 2025/26

Before 30 June 2026 arrives, here is what you need to know about superannuation contributions, tax planning, Centrelink gifting limits, and the upcoming Transfer Balance Cap indexation that could open new opportunities for you.
EOFY opportunities