Financial Horizons
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Cash Flow Planning

For a lot of people this can be the foundation of financial success. Have you have said about your money ‘I don’t know where it all goes’ then you probably should find out. By reviewing your current spending patterns we can start to see where it all goes (which can be scary).

Most people’s two biggest expenses are taxes and interest so we need to find the most appropriate strategies such as re-structuring your investments, taking full advantage of superannuation and maximising your deductions and rebates. For most clients unless they change their habits by putting a system in place that harnesses and directs their income, reaching their financial goals will be a challenge.

Contact us to discuss your needs

Information on this site may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Our People

  • Sara Millard
  • Stefan Borak
  • Carolyn Tanks

Hear from our clients

Financial Horizons has handled our Life Insurance and Superannuation requirements for both my wife and I for the past fifteen years. Sara has always provided us with excellent support and sound and honest financial planning advice. In addition to my personal requirements, Sara and the team also handles Life Insurance and Superannuation requirements for ten […]

About Us

Financial Horizons was established in 1987 by David Millard and in 1993 was joined by his daughter, Sara Millard. Over that time, Financial Horizons ... Read more

Our Services

At Financial Horizons, we are ultimately here to help you to achieve your goals. Our professional service provides tailored financial advice across ... Read more

Our People

We don’t just point you in the right direction, we partner with you the whole way through. The execution of the advice, precisely in line with our ... Read more

Our Location

Suite 2, 92 Pease Street
Manunda, Queensland 4870

+61 7 4032 5200 info@financialhorizons.com.au

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Financial Horizons (Cairns) Pty Ltd, trading as Financial Horizons
ABN 67 010 884 830
Authorised Representative No.243012
Suite 2, 92 Pease Street
Manoora, QLD, 4870

Crown Wealth Group Pty Ltd
ABN 22 603 037 510
AFSL 494274
PO BOX 224
Warners Bay, NSW, 2282